Georgia Salesperson License · 2-Week Pass Plan

You're 20 points from a license, not a mile.

Built from all four of your real practice exams. Target: 80% here = a comfortable pass on the state's 72%.

Make this your plan

Everyone fails in a different spot. Punch in the topic scores from your last practice-exam results page and the quiz plus the plan reshape around your weak areas. On your own phone? It saves right here for next time.

Where your points are leaking

Across all four practice exams you scored 52%, 57%, 62%, 57%. The same two topics sink you every time. Fix these and you pass.

State Laws & Rules37–67%
Finance & Closing41–86%
Real Estate Practice42–71% — streaky

Your schedule

Twenty focused minutes a day beats a three-hour cram you'll skip. Consistency is the whole plan. Each Quiz round is 20 questions, so one round IS one session. Add your exam date above and this turns into a day-by-day countdown.

1–4
Days 1–4 · State Laws & RulesYour worst topic, so it goes first while you're freshest. Quiz Me → filter "State Laws." One round a day, read every explanation out loud. Skim the Cheat Sheet's State section before bed.
5–8
Days 5–8 · Finance & ClosingThe math scares people but it's two formulas: transfer tax and intangible tax. Quiz "Finance," then drill those two cards until they're automatic.
9–11
Days 9–11 · Mixed + weak spotsQuiz "Weak Areas" (both hard topics together). Anything you miss twice, write on a sticky note and stick it where you'll see it.
12–14
Days 12–14 · Full simulationRun "All Topics" a few rounds back-to-back. Score 80%+ two days running and you walk in ready. Then take the real exam.

How to actually remember it

1

Quiz, don't re-read. Answering a question wrong and seeing why sticks 5x better than highlighting notes. That's what the Quiz tab is for. Every round pulls fresh questions, so you learn the rule, not the answer's position.

2

Same trigger, every day. Tie it to something you already do, right after your morning coffee, in the school pickup line. You skip because there's no anchor, so give it one.

3

Miss it twice? Say it out loud. Explaining the answer in your own words is the fastest fix for "I read it but can't recall it."

4

Short and daily wins. 20 minutes × 14 days beats one panicked weekend. You've built a $19M portfolio on reps. Same muscle.

Reads the whole round aloud — question, answer, and why. Keep the screen on.

The highest-yield facts, pulled from the questions you actually missed across all four exams. Skim one section a night.

Opens your print dialog — choose "Save as PDF" for your phone, or print it for the night before.
State Laws & Rules · your #1 target
The Commission (GREC): 6 members serving 5-year terms. 5 must have held a broker's license 5+ years; the 6th is a public member. The governor appoints all six and the state senate confirms them.
GREC's power: it may grant, deny, suspend, revoke, or sanction licenses — for both individuals AND firms. It cannot jail anyone.
Who issues your license: the Georgia Real Estate Commission (GREC) — not the association of REALTORS®, not the governor.
Injunctions: GREC can request one, but only the Georgia Attorney General has authority to bring injunctive action against a licensee.
3-year rule: GREC won't investigate a complaint about anything that happened more than 3 years ago. A sworn written complaint is the most effective way to trigger one.
Ages: salesperson at least 18 + high school diploma/GED; broker at least 21. No diploma/GED = disqualified. A felony within about 5 years = likely denial (a 15-year-old felony, long since served, is usually fine).
Broker upgrade: an extra 60 hours of broker coursework on top of the salesperson requirements.
Education timeline: 25 hours of post-licensing in your first year (miss it and your license lapses). Then 36 hours of CE every 4-year renewal — that's 9 hours a year if you spread it, and 3 must be the Georgia license-law course.
Recovery Fund: exists to reimburse the public, funded by license holders. Max one claim pays is $25,000. A consumer must exhaust other legal remedies first.
Trust funds: turn them over to your qualifying broker as soon as possible; keep them in a dedicated trust account. Mixing them into the business account is illegal commingling.
Discipline ladder: a citation is the lesser penalty; a sanction is heavier. You have 30 days to appeal a hearing decision. You must notify GREC of a criminal conviction immediately.
Deception ladder: lying to get business = an unfair trade practice. Group-boycotting a vendor = Georgia Uniform Deceptive Trade Practices Act. Lying to a lender = a fraudulent act (GRMFA covers anyone in the lending chain).
Advertising: every page of your website needs your license status and number. A phone number is optional. Update changed online ads within 30 days.
County tax: a county can charge a broker a gross-receipts tax even with no office there; it can't charge a fixed tax unless the broker keeps a physical office in that county.
Records: keep sales contracts for 3 years. Fair housing complaints must be filed within 1 year.
Finance & Closing · your #2 target
Transfer tax: based on the SALE price. $0.10 per $100 = sale price × .001. A $215,000 home → $215. Usually paid by the seller.
Intangible tax: based on the LOAN amount. $1.50 per $500 (max $25,000). Usually paid by the buyer. Don't mix these two up — that's the classic trap.
Selling a mortgage: the note is endorsed, the mortgage is assigned. When the loan is paid off, the holder signs the note, marks it "Paid in Full," and returns it.
Security deed (Georgia's norm): borrower = grantor, lender = grantee. Plain-English: mortgagor = borrower, mortgagee = lender.
Deed of trust roles: trustor = borrower, beneficiary = lender, trustee = neutral third party who holds the trust.
Title: under a mortgage the borrower holds title; under a security deed the lender holds it until the loan is paid.
Due-on-sale clause = the alienation clause; the lender's permission is needed before a buyer can assume the loan.
Foreclosure: the power-of-sale clause allows non-judicial foreclosure. First step is notifying the borrower and trying to cure the default. If the sale doesn't cover the debt, a deficiency judgment can follow.
Redemption in Georgia (a known trap): statutory right of redemption = buying it back AFTER the sale, but it only exists in judicial foreclosures. Georgia mostly uses non-judicial foreclosure, so there's no right of redemption after the sale except for tax sales.
Deeds: a valid deed needs the grantor and grantee names and the granting words "hereby conveys." Transferring title takes delivery and acceptance.
Chain of title: trace back 50 years with no gaps for marketable title.
Closing: the closing attorney runs the meeting and, afterward, records the deed. The seller owns the property until closing is complete. Taxes prorate on a 365-day calendar year (Jan 1–Dec 31).
GAFLA = Georgia Fair Lending Act: bans excessive late fees and financing of credit insurance; covers loan brokers, servicers, and assignees; exempts insurance providers.
Real Estate Practice · keep it steady
No end date on a brokerage engagement? It terminates 1 year after it began.
Key clauses: Time is of the Essence = every date is strictly enforceable. Entire Agreement = this is the only contract. Survival of the Agreement = some obligations continue after closing.
"Exclusive" buyer agreement: the buyer agrees to work with only one broker. Dual agency is legal in Georgia only with both parties' consent.
Buyer as a customer (not a client): the broker can only do ministerial tasks, no advocacy or negotiating price. A designated agent owes the same duties as a single agent.
Security deposits, 10+ units: hold in escrow and tell each tenant in writing which bank. When a leased property sells, the original owner transfers or refunds the deposits.
Eviction starts when the landlord files an affidavit (dispossessory) with the court.
Unlicensed assistant may assemble closing documents and calculate commissions — but not solicit, host an open house, explain listing info, or interpret contracts.
Written or not: real estate contracts must be in writing, except a lease of one year or less. Commission rates are never standard — always negotiable.
Corporate firm: the qualifying broker must be an officer of the corporation, and cannot delegate trust-account supervision. Seller disclosure of known issues is required even without the form.
Sales contract also goes by: offer to purchase, purchase agreement, purchase contract.

Your study rounds, read in your own voice. Download an episode and play it anywhere — screen off, in the car, at the gym.

Made for Brittany · every answer verified against your four practice exams · study daily, pass once.

Georgia Salesperson Exam — One-Page Cram Sheet

Pass mark 72%. The two topics that sink most people: State Laws and Finance. Read this the night before.

State Laws & Rules

GREC: 6 members, 5-yr terms; 5 brokers (5+ yrs) + 1 public. Governor appoints, senate confirms.

Powers: grant, deny, suspend, revoke, sanction — individuals AND firms. Cannot jail.

Injunctions: only the GA Attorney General (GREC requests it).

Complaints: 3-year limit; a sworn written complaint is most effective.

Ages: salesperson 18 + HS diploma/GED; broker 21. Broker = +60 hrs.

Education: 25 hrs post-license in year 1 (miss it → license lapses). CE 36 hrs / 4 yrs = 9/yr; 3 must be GA law.

Recovery Fund: reimburses the public, funded by licensees; max $25,000; exhaust other remedies first.

Trust funds: to qualifying broker ASAP, dedicated trust account. Mixing = illegal commingling.

Discipline: citation < sanction. 30 days to appeal. Report convictions immediately.

County tax: gross-receipts OK with no office; fixed tax only with a physical office there.

Ads: license status + number on every web page; phone optional; update online ads within 30 days.

Records: keep sales contracts 3 yrs. Fair-housing complaints filed within 1 yr.

Dual agency: one licensee, both parties, both must consent. Net listing agreements are illegal.

Finance & Closing

Transfer tax: SALE price × .001 ($0.10/$100). Usually seller. $215k → $215.

Intangible tax: LOAN × .003 ($1.50/$500), max $25k. Usually buyer. Do NOT swap these two.

Sell a mortgage: note ENDORSED, mortgage ASSIGNED. Paid off: sign, mark "Paid in Full," return.

Security deed (GA norm): borrower = grantor, lender = grantee. Mortgagor = borrower, mortgagee = lender.

Deed of trust: trustor = borrower, beneficiary = lender, trustee = neutral 3rd party.

Title: mortgage → borrower holds; security deed → lender holds until paid.

Clauses: due-on-sale = alienation (lender OK to assume). Late fee = late charge provision.

Foreclosure: power of sale = non-judicial. First step: notify borrower, try to cure. Shortfall → deficiency judgment.

Redemption (trap): statutory redemption only in judicial foreclosure. GA uses non-judicial, so NO post-sale redemption except tax sales.

Deeds: valid needs grantor + grantee names + "hereby conveys." Transfer = delivery & acceptance.

Title/closing: chain of title 50 yrs. Closing attorney runs closing + records deed; seller owns until closed.

Taxes: prorate on 365-day calendar year (Jan 1–Dec 31).

GAFLA: Georgia Fair Lending Act — bans excess late fees + financing credit insurance; exempts insurers.

Real Estate Practice

No end date on an engagement → terminates 1 year later.

Clauses: Time is of the Essence = dates enforceable. Entire Agreement = only contract. Survival = duties continue after closing.

Agency: "exclusive" buyer = one broker only. Designated agent = single-agent duties. Buyer as customer = ministerial tasks only.

Deposits (10+ units): escrow + tell tenant which bank. Property sold → old owner transfers/refunds.

Eviction: landlord files an affidavit (dispossessory).

Unlicensed assistant: assemble docs, calc commissions — NOT solicit, host open house, explain listings, or interpret contracts.

Contracts: in writing except a lease of 1 year or less. Commissions are always negotiable.

Corp firm: qualifying broker = an officer; can't delegate trust-account supervision. Disclose known issues even without the form.